朱利叶斯·巴尔在Signa失败后审查整个个人信贷业务-彭博报道

瑞士银行Julius Bär周一承认，其急剧增加的风险准备金与向Rene Benko的Signa集团周边公司发放的“私人债务贷款账户中最大的单一交易”有关，金额为6.06亿瑞士法郎（6.28亿欧元）。这家瑞士银行现在正在审查其整个私人贷款业务。

Julius Bär表示，这笔金额包括向不同方发放的三笔贷款，“都在一个欧洲企业集团内”，但未提及客户名称。彭博社上周报道称，这涉及到Signa。Bär进一步表示，该贷款已通过“与商业地产和奢侈品零售相关的担保物”担保，并现在正在进行长期重组。

自财富管理公司Julius Bär在一周前报告了7000万瑞士法郎的减值以来，其股价在苏黎世下跌了16%。在Signa方面，周末进行了最后的拯救尝试，但成功的希望正在减弱。

“我们对一个单一交易导致我们的利益相关者目前的不确定感感到遗憾，”银行行长Philipp Rickenbacher在声明中表示。“基于这一基础，我们将与董事会一起审查我们的私人债务业务以及其运营框架。”

According to Bär, the individual exposure is the largest item in the entire private loan book of 1.5 billion Swiss francs. The portfolio offers structured financing solutions within wealth management for ultra-rich clients, explaining the business. The second largest exposure amounts to 216 million and the third largest to 140 million Swiss francs — neither of the two is related to the real estate sector.

The bank has taken measures to protect its interests and preserve the value of the collateral provided, and will book further value adjustments if necessary. Even in a hypothetical total loss scenario, Bär would still be profitable and the hard core capital ratio would remain above 14%.

Over the weekend, the Signa Group continued to search for a lifeline to avert a wave of insolvencies of the real estate and retail empire at the last minute. According to a report from Spiegel, a German subsidiary of the luxury real estate division Signa Prime Selection filed for insolvency on Friday. It was not the first insolvency in the group, but the first time that the insolvency affected not only Signa’s retail business, but also its real estate business. According to insiders, further insolvencies could follow in the coming weeks.

文章原标题：

贝尔审查向最富有的客户放贷，以减少对Signa的风险敞口（2）